Tommy is a Senior Vice President of Finance and Administration and Lending Officer. In addition to lending, his responsibilities include leadership and oversight of Marketing, Human Resource, Accounting, Deposit Services and Administration, Bank Security, and Branch Management. He has more than five years of commercial and residential lending experience. His previous career included over 24 years with the Coats North America organization as an Industrial Engineer and Director of Training and Leadership Development for their North American operations. Originally from metro Atlanta, he, his wife, and three wonderful children have called Toccoa and Stephens County home for over 20 years. He thoroughly enjoys helping customers fulfill dreams of purchasing that perfect home or building the home they have always hoped for and he looks forward to serving you.